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Business - Health Savings Account (HSA) | A Health Savings Account (HSA) from Bank of Naples is a great way to save for your health care deductible, and grow your account tax free. If you are enrolled in a qualified High Deductible Health Plan, a Bank of Naples Health Savings Account (HSA) provides a tax-advantaged way to save for qualified medical expenses. |
  A Bank of Naples HSA delivers all the tax advantages of an ordinary Health Savings Account, along with exceptional convenience, service and support.
Account Features
Great interest rates that increase with higher deposit account balances
- Bank of Naples HSA Visa® debit card
- Access through online banking
- Online bill payment
How to Save
- Contributions to your account may be tax-deductible on your federal income tax return. (Consult with your personal tax and legal advisors.)
- You can pay for qualified medical expenses with tax-free withdrawals.
- Your employer may offer a payroll deduction option to help you make contributions on a tax-free basis. In addition, your employer may also decide to contribute.
- Unlike Flexible Spending Accounts, your HSA has no "use it or lose it" requirement and also stays with you if you change jobs or retire.
How you can use your savings
- Standard medical services such as office visits and annual medical physicals
- Prescriptions, some over-the-counter medicines, and health care products
- Preventive and restorative dental care, as well as orthodontia for children and adults
- Eyeglasses, contact lenses, and laser eye surgery
- And much more
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